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Not His Fault

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SamCogar
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Post by ohio county Wed Dec 23, 2009 10:33 pm

Obama inherits worst approval numbers in modern history - manages to alienate more voters than Boosh in only one year.

http://gatewaypundit.firstthings.com/2009/12/change-obama-now-more-hated-than-bush-at-end-of-his-second-term/

Not His Fault Obama-disapproval-300x211
Not His Fault Change-obama-now-more-hated-than-bush-at-end-of-his-second-term
ohio county
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Post by SamCogar Thu Dec 24, 2009 8:18 am

The public is finally figuring out that Obama's "Monopoly Game" is rigged in favor of the Democrat contributor$ and the ACORNites.

When the Democrats get through passing out all that "funny Monopoly money" ..... the people know it will take all of their real money, .... plus a lot more, ...... to pay their bills.

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Post by Andrea Cristobal Thu Dec 24, 2009 8:10 pm

SamCogar wrote:The public is finally figuring out that Obama's "Monopoly Game" is rigged in favor of the Democrat contributor$ and the ACORNites.

When the Democrats get through passing out all that "funny Monopoly money" ..... the people know it will take all of their real money, .... plus a lot more, ...... to pay their bills.

[flash(100,100)]Not His Fault D91468ff1a[/flash]

I hear lots of doom and gloom for things whose affects we have no idea of yet whether they will succeed or not. Acorn of course is 'rigged' to get every benefit of America. I am willing to wait and see what happens. I think many Americans are worried because they haven't seen the job growth they hoped for, and the 'spin machine of doom and gloom' is in constant motion. Only time will tell.
Andrea Cristobal
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Post by SheikBen Thu Dec 24, 2009 10:59 pm

Andrea,

At what point would you be willing to call the Democrats' policies a failure? 25% unemployment? 30%? 15%?

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Post by Andrea Cristobal Thu Dec 24, 2009 11:45 pm

SheikBen wrote:Andrea,

At what point would you be willing to call the Democrats' policies a failure? 25% unemployment? 30%? 15%?

Obama has not been in office very long. I am not ready to cry 'failure' so soon. We are coming out of a crisis that began several years ago. I don't think it can be solved so quickly. If a year from now we have huge unemployment numbers, life is not better for Americans I will say that the Democratic policies have failed. For me that time has not yet come. In my opinion many are jumping on the failure bandwagon way too soon.
Andrea Cristobal
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Post by SamCogar Fri Dec 25, 2009 8:14 am

Andrea, I think you ought to buy yourself a new house and car, you deserve it. And I’m sure there are several there in your area of MA in the $500K to $700K range that would suit your fancy and are now affordable with all that OT you are getting.

And remember, when you go to the Bank to apply for the mortgage you be sure to tell that Loan Officer that “By damn iffen Obama can pay off a $12+ TRILLION mortgage then you can pay off a measley $700K, so sign those mortgage papers and gimme the money”.

Iffen you tell the Banker that then there is no way he can refuse you.

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Post by Andrea Cristobal Fri Dec 25, 2009 10:22 am

SamCogar wrote:Andrea, I think you ought to buy yourself a new house and car, you deserve it. And I’m sure there are several there in your area of MA in the $500K to $700K range that would suit your fancy and are now affordable with all that OT you are getting.

And remember, when you go to the Bank to apply for the mortgage you be sure to tell that Loan Officer that “By damn iffen Obama can pay off a $12+ TRILLION mortgage then you can pay off a measley $700K, so sign those mortgage papers and gimme the money”.

Iffen you tell the Banker that then there is no way he can refuse you.

Ah Sam, bless your heart. You have no idea how much laughter I have had since coming on here and reading your posts. You are about the funniest poster I have ever come across. I even got some gifs so I could put some up in response to yours, you are that hilarious.
[flash(95,95)]Not His Fault 186f3b9dc8[/flash]
Andrea Cristobal
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Post by SheikBen Fri Dec 25, 2009 12:45 pm

Andrea Cristobal wrote:
SheikBen wrote:Andrea,

At what point would you be willing to call the Democrats' policies a failure? 25% unemployment? 30%? 15%?

Obama has not been in office very long. I am not ready to cry 'failure' so soon. We are coming out of a crisis that began several years ago. I don't think it can be solved so quickly. If a year from now we have huge unemployment numbers, life is not better for Americans I will say that the Democratic policies have failed. For me that time has not yet come. In my opinion many are jumping on the failure bandwagon way too soon.

Hi AC,

Perhaps they are jumping on the failure bandwagon too soon, I should just like to know at what point the Dems have to stop blaming Bush and Republican policies for all of the nation's woes.
People do not seem to realize that Congress, not the President, makes fiscal policy, and they have been in charge for almost 3 years now.

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Post by Andrea Cristobal Fri Dec 25, 2009 1:38 pm

Michael,

I don't totally disagree with that. I know that Congress makes fiscal policy, but as we keep pointing out about Obama Presidents do lots of the spending. Bush did lots of spending. I am not certain the 'water bucket' is all Obama's yet.

Should we have allowed banks and businesses to go under? Should we have allowed the world economy to fall into depression? The original bailouts were under Bush's presidency. We may debate these questions for years to come.
Andrea Cristobal
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Post by Aaron Fri Dec 25, 2009 2:23 pm

The original bailouts were under Bush's presidency. We may debate these questions for years to come.

While they were under Bush's presidency, the decision to complete the bailouts was Nancy Pelosi's and Harry Reid's after consultation with Barrack Obama. That is a simple truth that no amount of lies will change. Bush's problem is that he was too worried about his legacy so he signed the bills.

And if you understood accounting rules and laws, I would explain to you what should have been done but it's Christmas and I don't feel like wasting my time with someone who refuses to see the truth.
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Post by Andrea Cristobal Fri Dec 25, 2009 3:03 pm

Do you ever give it a rest Aaron? Some of this belongs to Bush and THAT IS THE SIMPLE TRUTH. I see the same tendency to blame Obama as the Dems had to blame Bush all of the time.

Thanks but no thanks. I don't need your explanations of anything. I haven't found any of them so far to be particularly cogent.
Andrea Cristobal
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Post by Aaron Fri Dec 25, 2009 3:24 pm

Andrea Cristobal wrote:
Thanks but no thanks. I don't need your explanations of anything. I haven't found any of them so far to be particularly cogent.

That is because you're simply not an intelligent person.
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Post by Andrea Cristobal Fri Dec 25, 2009 3:33 pm

No that is because YOU ARE SIMPLY NOT AN INTELLIGENT PERSON. Only a profoundly arrogant one.
Andrea Cristobal
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Post by Aaron Fri Dec 25, 2009 3:45 pm

I understand both the constitution AND mark to market rules. Perhaps if you understood any of these issues we could have an intelligent conversation. But as you've displayed that you're lacking in many areas, that is not an option.

And yet you keep coming back for more. I see why Sam enjoys toying with you. You're the ball of string to his kitty.

Laughing Laughing Laughing
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Post by Andrea Cristobal Fri Dec 25, 2009 4:06 pm

Aaron wrote:I understand both the constitution AND mark to market rules. Perhaps if you understood any of these issues we could have an intelligent conversation. But as you've displayed that you're lacking in many areas, that is not an option.

And yet you keep coming back for more. I see why Sam enjoys toying with you. You're the ball of string to his kitty.

Laughing Laughing Laughing

And here it is. The unmitigated egomania. In all of its glory shining brightly. I haven't seen any postings of yours where you understand either of those things except in the limited view you want to see them in. The small picture. What you are not capable of is perceiving the big picture. When it comes to discussing with you, that is where the true limitations lie. Not with me, I am afraid.
Andrea Cristobal
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Post by Aaron Fri Dec 25, 2009 6:45 pm

Andrea Cristobal wrote:I am afraid.

Why?
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Post by SamCogar Sat Dec 26, 2009 9:11 am

Andrea Cristobal wrote: Ah Sam, bless your heart. You have no idea how much laughter I have had since coming on here and reading your posts. You are about the funniest poster I have ever come across. I even got some gifs so I could put some up in response to yours, you are that hilarious.

I have witnessed similar responses several times from spouses or lovers when their partner would accuse them of "cheating" and provide positive proof of the affair.

Not His Fault 49761 Not His Fault 49761

.

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Post by SamCogar Sat Dec 26, 2009 9:24 am

Andrea Cristobal wrote: The original bailouts were under Bush's presidency.

WRONG, .... the original bailouts were the actions of Fanny Mae and Freddie Mac via the specific mandates of the Democrats.

And it was those actions that exacerbated the insolvency of major Banking, etc.

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Post by Aaron Sat Dec 26, 2009 9:43 am

You are quite correct Sam. Our housing crisis can be directly attributed to Jimmy Carter and the Community Reinvestment Act.

The Community Reinvestment Act (or CRA, Pub.L. 95-128, title VIII, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.[1][2][3] Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.[4][5] The Act requires the appropriate federal financial supervisory agencies to encourage regulated financial institutions to meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.). To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.).

source

The problem is getting a liberal to recognize the truth instead of blaming it on Boooooooooooosh.
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Post by Andrea Cristobal Sat Dec 26, 2009 2:39 pm

Aaron wrote:You are quite correct Sam. Our housing crisis can be directly attributed to Jimmy Carter and the Community Reinvestment Act.

The Community Reinvestment Act (or CRA, Pub.L. 95-128, title VIII, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.[1][2][3] Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.[4][5] The Act requires the appropriate federal financial supervisory agencies to encourage regulated financial institutions to meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.). To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.).

source

The problem is getting a liberal to recognize the truth instead of blaming it on Boooooooooooosh.

I have to laugh vigorously at both of you. I just came from a post where it was said that Dems (or me) blame the Republicans/Bush for everything. Oh the hypocrisy is just stunning in its vastness.

[flash(95,95)]Not His Fault 186f3b9dc8[/flash]
Andrea Cristobal
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Post by Aaron Sat Dec 26, 2009 2:49 pm

Dispute that our housing problems lead back to the Community Reinvestment Act if you can Miz Moderate. I got $2 bucks that says you can't get it done.

Very Happy
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Post by Andrea Cristobal Sat Dec 26, 2009 4:40 pm

Aaron wrote:You are quite correct Sam. Our housing crisis can be directly attributed to Jimmy Carter and the Community Reinvestment Act.

The Community Reinvestment Act (or CRA, Pub.L. 95-128, title VIII, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.[1][2][3] Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.[4][5] The Act requires the appropriate federal financial supervisory agencies to encourage regulated financial institutions to meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.). To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.).

source

The problem is getting a liberal to recognize the truth instead of blaming it on Boooooooooooosh.

So tell me Aaron. Did fear of being considered discriminatory force all of these bank, credit companies, and mortgage brokers to give loans to people who it was obvious through credit checks couldn't afford them? Wasn't this law designed to protect minorites from discrimination in lending? Does that excuse any of these institutions from giving a loan for a mortage for a $250,000 dollar house, when all the person could afford was a mortgage on a $100,000 house. I would also agree with the idea that people shouldn't purchase houses which they can't afford. Does the above law excuse predatory lending? I can't wait to hear the excuse for this one.

[flash(48,144)]Not His Fault 15e712d776[/flash]
Andrea Cristobal
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Post by Aaron Sat Dec 26, 2009 5:41 pm

Prehaps you should have ask your questions initially instead of accusing me and Sam of hypocrisy so before I even consider your questions, you're going to have to dispute the fact that our current credit crisis leads back to the Community Reinvestment Act.

Hop to it skippy.
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Post by SheikBen Sat Dec 26, 2009 6:58 pm

When trying to prove discrimination, they use aggregate numbers and, unfortunately, African Americans do not make as much money as whites or asians. Well, if fewer loans are granted to African Americans, instead of the obvious conclusion that unfortunately they cannot afford them, race baiters file lawsuits.

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Post by Stephanie Sun Dec 27, 2009 5:15 am

Andrea Cristobal wrote:
Aaron wrote:You are quite correct Sam. Our housing crisis can be directly attributed to Jimmy Carter and the Community Reinvestment Act.

The Community Reinvestment Act (or CRA, Pub.L. 95-128, title VIII, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.[1][2][3] Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.[4][5] The Act requires the appropriate federal financial supervisory agencies to encourage regulated financial institutions to meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.). To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.).

source

The problem is getting a liberal to recognize the truth instead of blaming it on Boooooooooooosh.

So tell me Aaron. Did fear of being considered discriminatory force all of these bank, credit companies, and mortgage brokers to give loans to people who it was obvious through credit checks couldn't afford them? Wasn't this law designed to protect minorites from discrimination in lending? Does that excuse any of these institutions from giving a loan for a mortage for a $250,000 dollar house, when all the person could afford was a mortgage on a $100,000 house. I would also agree with the idea that people shouldn't purchase houses which they can't afford. Does the above law excuse predatory lending? I can't wait to hear the excuse for this one.

[flash(48,144)]Not His Fault 15e712d776[/flash]

Why don't you do just a bit of reading and learn what Cuomo did under Clinton to encourage, even URGE those risky kind of loans you're talking about. Then you can read, and even view via YouTube, the battle Republicans had on their hands from Democrats like Waters & Franks (amoung others) when they tried to investigate and correct the problems.

Then we'll talk, Andrea.
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